Archive for May, 2011

Asking Divine Protection for Those In Service.

Saturday, May 28th, 2011

O God, I beseech You, watch over those exposed to the horror of war, and the spiritual dangers of a soldier’s or sailor’s life.
Give them such a strong faith that no human respect may ever lead them to deny it, nor fear ever to practice it. By Your grace, O God, fortify them against the contagion of bad example, that being preserved from vice, and serving You faithfully, they may be ready to meet you face to face when they are so called: through Christ our Lord. Amen
Heavenly Sovereign, inspire them with sorrow for sin, and grant them pardon. Be with them on the battlefield during life and at the hour of death, and grant that they may live and die in the grace of thy Son. May their Guardian Angel protect them. Amen
Thank you to all who have served this great country. Happy Memorial Day.

The wealthiest and most generous people have a secret! This week on Your Financial Editor.

Wednesday, May 25th, 2011

Being a millionaire or a billionaire does not guarantee financial happiness?  Join me this week and find out that achieving true happiness might not be about accumulating massive amounts of money.  Learn a strategy to address the core causes of troubling financial patterns, attitudes and behaviors.

Join us this Saturday morning at 8am on AM 930 WFMD, or listen from your pc by logging onto WFMD’s website and click the listen live button.

About this week’s guest:

Karen McCall founded the Financial Recovery Institute to bring her innovative, transformational approach to as many people as possible.  She spreads her passion for her work by training counselors and money coaches to build their own successful practices.  A popular speaker and workshop leader, she lives in Sonoma County, California.


Friday, May 13th, 2011

President Harry Truman said “There is nothing new in the world except the history y0u do not know“.  Socialism, Communism, Marxism, Leninism…you get the picture.  All of these society structures are failed. 

It’s not worth debating.  These forms of government were tried and they didn’t work, close that book.  But now, some radical leftists and elitists are trying to say that the financial crisis proves that capitalism is wrong, and that we should take America down one of those old, failed concepts.

I say American capitalism (just like the U.S. legal system), is far from perfect, but it’s the best in the world.  If our politicians can ever paste enough popsicle sticks to give them a backbone, then capitalism, along with great leadership, will take this country and its citizens where we want and need to go…the top!

See this article about business confidence.

Tiny country – BIG in history, culture and economy! This week on Your Financial Editor.

Friday, May 13th, 2011

Be sure to join me this week  – my guest will be the ambassador of a very interesting country tucked away in Western Europe.  Rich in both history and culture, Liechtenstein has evolved from being a poor agricultural society to being one the most highly industrialized countries in the world!  Find out their role in today’s global economy.

Join us this Saturday morning at 8am on AM 930 WFMD, or listen from your pc by logging onto WFMD’s website and click the listen live button.

About this week’s guest:

Claudia Fritsche
Ambassador of the Principality of Liechtenstein
to the United States of America

 Ambassador Claudia Fritsche assumed her duties as the first resident Ambassador of Liechtenstein in Washington at the beginning of October 2002, after leaving her post in New York, where she had served as the Permanent Representative of the Principality of Liechtenstein to the United Nations from 1990 to 2002. Ambassador Fritsche served as Vice-President and Member of the General Committee of the United Nations General Assembly during its 48th Session. From June 1999 to September 2002 she served as President of the International Association of Permanent Representatives to the United Nations. Ambassador Fritsche headed the Liechtenstein delegation at major UN conferences.

She joined the Office for Foreign Affairs of the Principality of Liechtenstein on 1 June 1978 and served in a variety of diplomatic functions, inter alia as Secretary to the Liechtenstein parliamentary delegations to the Council of Europe and to the European Free Trade Association, as well as within the Liechtenstein Embassies in Berne and Vienna and the Permanent Representation to the Council of Europe in Strasbourg.

Mrs. Fritsche represented the Liechtenstein Government on the European Committee on Equality between Women and Men (CEEG) from April 1987 until August 1990, while also chairing the Liechtenstein National Committee on Equality between Women and Men.

Mrs. Fritsche was the personal secretary to the Liechtenstein Head of Government from 1970 to 1974 and to the Deputy Head of Government from March to August 1974.

How to be heard!

Friday, May 6th, 2011

High ethical and moral standards, fiscal responsibility, care and kindness for their neighbors, the honesty to admit when they have failed themselves, family or friends.  All of these traits describe a huge number of Americans.  They are honest, humble, hard working, and God loving.  They often feel overlooked, misunderstood and taken advantage of by the politicians who represent them.  They are in the majority, but are treated and led to believe that they are few in numbers, and dwindling everyday.

So how do the mass of people who really are the moral fabric that make this country great have their voices heard? 

  1. The obvious answer is to speak up.
  2. Vote.
  3. Retain the pride you have in your ways and beliefs.
  4. Influence and educate your children and grandchildren.
  5. Use your money to make a difference.  Pornography, abortion, gambling, same-sex marraige, alcohol, pollution, etc.  Maybe one or two of these issues trouble you, or maybe all of them do. So why do you support them?  That’s right – why do you give a company(s) money by purchasing its stock or investing in a mutual fund that owns stock to help them act against what you believe in and feel passionately about?  Live your life completely within your beliefs, it’s not hard.  There are retirement/investment strategies that allow you to utilize Values Based Investing or Faith Based Investing so you can truly make a difference.

Seek the truth.


Social Media…what exactly is it, and why do businesses need it? This week on Your Financial Editor.

Wednesday, May 4th, 2011

The social media industry is revolutionizing the world.  Justin Bieber was discovered on it, Warren Buffet is cautioning social-networking

"Updating Your Status"

  investors of a possible “bubble”, and Facebook put six people on Forbes billionaire list.  Join Chris this week as he explores the business end of social media with  expert, Jon Bailey, co-founder of the web design firm, Wood Street, Inc.   They’ll talk about what social media is, where it’s going, and how businesses can use it as part of a successful marketing mix.

Join us this Saturday morning at 8am on AM 930 WFMD, or listen from your pc by logging onto WFMD’s website and click the listen live button.

About this week’s guest:

Jon-Mikel Bailey worked in sales, marketing, and business development for technology and marketing firms before co-founding Wood Street, Inc.  in 2002.  He is a popular speaker and gives seminars on marketing, internet marketing, branding and web and graphic design to chambers of commerce, trade associations, and colleges.  He has a BFA in Fine Art in Photography from Frostburg State University and still shoots photos for Wood Street.  You can follow Jon on Twitter or on the Wood Street Journal Blog.  Wood Street,  is a design and development firm providing a comprehensive range of services featuring website design, web application/database development, search engine optimization, interactive presentations and logo/identity design.

Sometimes boring is better.

Tuesday, May 3rd, 2011

The old economy, the new economy, the old economy is new again, and so it goes on and on.  With all of the “noise” from the financial media these days, people seem to be pulled to gold one minute, Apple stock the next (before reverting back to treasuries because of the worries of the world).

The fact of the matter is that the old boring implementation of Asset Allocation may be just what the doctor ordered for your portfolio.  Asset Allocation is based on something called Modern Portfolio Theory, which actually won the Nobel Prize in Economics.  It simply directs an investor to invest in core asset classes as opposed to trying to time the market, pick the next hot stock, etc.  Let me offer what is probably the best example of Modern Asset Allocation and Modern Portfolio Theory.  Mr. David Swensen, Chief Investment Officer for the $16 billion Yale University Endowment Fund, utilizes Asset Allocation. 

So beware of the “noise” out there, the buy this & sell that, get into this trend, the Dow is going to 20,000…no, wait, it’s going to 4,000.  Let me give you one example before down my pen.  When Mr. Swensen was asked about Jim Cramer from CNBC’s “Mad Money”, he said the following about Mr. Cramer:

“Educated at Harvard College and Harvard Law School, Cramer squanders his extraordinary credentials and shamelessly promotes stunningly inappropriate investment advice to an all-too-gullible audience.”

Asset Allocation vs. Investment “Noise”…sometimes boring is better.